Loan Specifications
| SIGNATURE LOANS: | |
|---|---|
| Loan Amount: | $300.00 minimum to $4,000.00 maximum |
| Qualifications: | Membership, Acceptable Credit Score, Ability to Repay |
| Rate: | 12% APR |
| Term: | Up to 36 Months |
| NEW VEHICLE LOANS: | |
|---|---|
| Loan Amount: | 100% of the new vehicle retail price plus tax and tags, less any rebates or trade, not to exceed the loan credit limite of $100,000.00 |
| Rates & Terms: | 2.5% APR for a term up to 36 months 2.75% APR for a term of 37 to 48 months 3.00% APR for a term of 49 to 60 months 3.25% APR for a term of 61 to 72 months |
| USED VEHICLE LOANS: | |
|---|---|
| Loan Amount: | 100% of the Blue Book car guide retail value plus tax and tags, less any trade, for vehicles 15 years old or newer** |
| Rates & Terms: | 3.5% APR for a term up to 36 months 3.75% APR for a term of 37 to 48 months 3.99% APR for a term of 49 to 60 months 4.25% APR for a term of 61 to 72 months (vehicle must have a value of greater than $20,000.00) |
| SHARE SECURED LOANS: | |
|---|---|
| Loan Amount: | $300.00 to $100,000.00 |
| Rate: | 4.5% APR |
| Term: | Up to 72 Months |
| HOME EQUITY LOANS: | |
|---|---|
| Loan Amount: | Up to 80% of equity. Range being $5,000.00 to $75,000.00 |
| Rates & Terms: | 4.75% APR for up to 60 months 5.75% APR for 61 to 120 months 6.25% APR for 121 to 180 months |
| Requirements: | Current Appraisal, Insurance with Credit Union as named lienholder, Proof of payment of real estate taxes annually and Current owner title search. |