Loan Specifications

SIGNATURE LOANS:
Loan Amount:$300.00 minimum to $4,000.00 maximum
Qualifications:Membership, Acceptable Credit Score, Ability to Repay
Rate:12% APR
Term:Up to 36 Months
NEW VEHICLE LOANS:
Loan Amount:100% of the new vehicle retail price plus tax and tags, less any rebates or trade, not to exceed the loan credit limite of $100,000.00
Rates & Terms:2.5% APR for a term up to 36 months
2.75% APR for a term of 37 to 48 months
3.00% APR for a term of 49 to 60 months
3.25% APR for a term of 61 to 72 months
USED VEHICLE LOANS:
Loan Amount:100% of the Blue Book car guide retail value plus tax and tags, less any trade, for vehicles 15 years old or newer**
Rates & Terms:3.5% APR for a term up to 36 months
3.75% APR for a term of 37 to 48 months
3.99% APR for a term of 49 to 60 months
4.25% APR for a term of 61 to 72 months (vehicle must have a value of greater than $20,000.00)
SHARE SECURED LOANS: 
Loan Amount:$300.00 to $100,000.00
Rate:4.5% APR
Term:Up to 72 Months
HOME EQUITY LOANS:
Loan Amount:Up to 80% of equity. Range being $5,000.00 to $75,000.00
Rates & Terms:4.75% APR for up to 60 months
5.75% APR for 61 to 120 months
6.25% APR for 121 to 180 months
Requirements:Current Appraisal, Insurance with Credit Union as named lienholder, Proof of payment of real estate taxes annually and Current owner title search.